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J Res Clin Med. 12:27. doi: 10.34172/jrcm.34552

Original Article

Risk factors of type II diabetes among bankers of Kathmandu Metropolitan city: A cross-sectional study

Sailendra Thapa Conceptualization, Data curation, Investigation, Methodology, Project administration, Resources, Software, Supervision, Validation, Visualization, Writing – original draft, Writing – review & editing, 1, * ORCID logo
Prakriti Koirala Conceptualization, Data curation, Formal analysis, Investigation, Methodology, Project administration, Resources, Software, Validation, Visualization, Writing – review & editing, 2

Author information:
1Department of Public Health, Nepalese Army Institute of Health Sciences, Tribhuvan University, Nepal
2Patan Academy of Health Sciences, Nepal

*Corresponding author: Sailendra Thapa, Email: thapasailen@gmail.com

Abstract

Introduction:

Identifying the risk factors of type 2 diabetes (T2DM) among the most vulnerable people is crucial as it helps to prevent complications and improve health outcomes. The job of bank employees is both sedentary and accompanies high levels of mental stress, making them more susceptible to non-communicable disease like diabetes. This study aims to identify the prevalence of risk factors of T2DM among bank employees.

Methods:

A cross-sectional study was conducted among 348 bank employees from selected banks of Kathmandu Metropolitan City, the largest and capital city of Nepal from October to December 2020. Pre-tested, self-administered structured questionnaire based on the WHO STEP Instrument and Perceived Stress Scale was used for the data collection. Data was analyzed using SPSS version 22.0 software.

Results:

The mean age of respondents was 34.8±8.9 years. At least, one risk factor was present among all the respondents, whereas 22.4% having had over four risk factors. The most common risk factor was improper dietary habits (99.4%). Similarly, 84.2% of the respondents had moderate to high levels of perceived stress. Factors like age, gender, level of education, marital status, socio-economic status, and family history were associated with the risk factors of T2DM.

Conclusion:

The findings of this study revealed that bankers were at high risk of T2DM. This study showed an urgent need to bring the attention of the concerned authorities to promote a healthy lifestyle, create a stress-free work environment, and awareness about the risk of T2DM among bankers, coming up with public health strategies for its prevention.

Keywords: Diabetes mellitus, Nepal, Risk factors, Sedentary behavior

Copyright and License Information

© 2024 The Authors.
This is an open access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

Funding Statement

This study has not been supported financially by any person or organization.

Introduction

Diabetes mellitus, a chronic metabolic condition, and a major public health issue, is the leading cause of mortality and morbidity worldwide.1,2 Global estimates show the 9.3% prevalence of diabetes in 2019 (463 million) which will be raised to 10.2% (578 million) and 10.9% (700 million) by 2030 and 2045, respectively.3 Moreover, a systematic review states 8.5% prevalence of diabetes in Nepal.4 Diabetes is characterized by elevated blood glucose levels resulting from either lacking of the insulin production or insulin resistance.5 The most common form of diabetes is type 2 diabetes (T2DM).

Because of rapid mechanization in the agricultural and industrial sectors, most of the physical works have been shifted to less effort-required work. According to the Sedentary Behavior Research Network, the proportion of physical inactivity is increasing among the working population because of their job entity of table work.6 Several studies have shown an association between sedentary lifestyle and the development of obesity, cardiovascular diseases, and T2DM.7-9 In this regard, the working nature of bank employees is both sedentary and involves high levels of stress,10 increasing the chance of T2DM, and subsequently decreasing the quality of life.11 This group of people spend almost all their working hours sitting in the same place with a high-level of mental stress. The study conducted among bankers of Zambia showed a 15% prevalence of T2DM higher than the government employees in India.10 Different studies also conducted among bankers and similar sectors of physically less demanding office jobs found overweight, age (45 and older), lack of physical activity, having a family member with T2DM, and stress as major prevalent risk factors for T2DM.10,12-14 However most of the studies indicating the risk factor of T2DM among bankers have been conducted in developed countries. In this regard, the primary objective of this study is to identify risk factors of T2DM among bank employees of selected banks in Kathmandu metropolitan city, Nepal, one of the least developed countries. Having knowledge of T2DM risk factors among bank employees helps with primary prevention, improving health outcomes and quality of life, as well as reducing the economic burden. Early identification of risk factors helps to increase healthcare-seeking behavior15 among the employees, which in turn, increases the efficiency within the working station.


Methods

A cross-sectional study was conducted among 348 bank employees from selected banks of Kathmandu Metropolitan City, Nepal. Out of a total of 27 class ‘A’ commercial banks, 3 banks were selected randomly. The number of respondents from each bank was determined using a population proportionate sampling technique and each respondent was selected using a systematic sampling method. All the administrative employees of age group 20-69 were included in the study while pregnant women were excluded from this study.

The research proposal was approved by the Institutional Review Committee (IRC) of the Manmohan Memorial Institute of Health Sciences, Nepal. Written informed consent was taken from each participant and permission for data collection was also taken from each bank. The data was collected from October to December 2020 using a self-administered structured questionnaire which was based on the WHO STEP Instrument16 and Perceived Stress Scale.17 Pre-testing of the questionnaire was performed at SBI Bank of Lalitpur Metropolitan City. Also, the questionnaire was prepared in English and translated into Nepali and back-translated to English to ensure linguistic validity by different researchers. Six known risk factors of T2DM (smoking, alcohol consumption, physical activity, dietary habit, family history of diabetes, and stress) along with the socio-demographic characteristics of the respondents were assessed in the study. This study was conducted during a semi-lockdown situation due to the COVID-19 pandemic. In hence, to maintain social distancing and to decrease the risk of COVID-19, BMI could not be assessed, although many studies found it as one of the major risk factors of T2DM. Data was entered, analyzed, and interpreted according to the objective of the study using SPSS version 22.0 software. The results obtained were expressed as mean, frequency, and percentages. Cross tabulation, chi-square test, and binary logistic regression analysis were also utilized to determine the association at 95% level of confidence.


Results

The socio-demographic characteristics of the respondents are shown in Table 1. The mean age of respondents was 34.8 ± 8.951. Out of 348 individuals, 55% were male and 46.8% of the respondents had a post-graduate degree. In addition, 64.1% of them were married and the majority belonged to the Brahmin/Chhetri community (66.7%). 55.7% lived in the nuclear family and almost all of the respondents were above the poverty line (94.5%).


Table 1. Socio-demographic characteristics
Variables Frequency Percent
Age group
Mean ± SD 34.8 ± 8.951
 ≤ 40 261 75
 > 40 87 25
Gender
Male 192 55.2
Female 156 44.8
Level of education
High school 40 11.5
Undergraduate 145 41.7
Post-graduate 163 46.8
Marital status
Unmarried 104 29.9
Married 223 64.1
Divorced 21 6.0
Ethnicity
Brahmin/Chhetri 232 66.7
Janajati 103 29.6
Others 13 3.7
Type of family
Nuclear 194 55.7
Joint 154 44.3
Socio-economic status
Above poverty line 329 94.5
Below poverty line 19 5.5

The behavioral characteristics of the respondentshave been shown inTable 2. About 11.8% of all respondents were tobacco users in the form of smoking with the average age of 22.95 years old. Among the total of 348 respondents, 99.4% ate less than five portions of fruit and vegetables a day with 19% of the respondents adding salt to their food.


Table 2. Behavioral characteristics of the respondents
Factors Frequency Percent
Tobacco use (in the form of smoking)
Current tobacco users 41 11.8
Never Consumed tobacco 307 88.2
Current daily tobacco users (n = 41) 41 100
Alcohol consumption
Current alcohol consumption 84 24.1
Never consumed alcohol 264 75.9
Diet
Who ate less than 5 servings of fruit and vegetable on average per day 346 99.4
Who always or often add salt to the food 66 19.0
Who always or often eat processed food high in salt 69 19.8
Physical Activity
Engaging in physical activity 268 77.1
Not engaging in physical activity 80 22.9
Family history
Risk due to family history of diabetes 80 23.0
Father with diabetes 24 30
Mother with diabetes 44 55
Both parents with diabetes 12 15
Perceived stress
Low stress 55 15.8
Moderate stress 263 75.6
High stress 30 8.6

The association between the demographic variables and the behavioral risk factors is shown in Table 3. Age was found to be associated with tobacco consumption (P < 0.001) and alcohol consumption (P < 0.001). There was no association between tobacco consumption and marital status (P = 0.162), ethnicity (P = 0.628), type of family (P = 0.06), and socio-economic status (P = 0.365). Similarly, a significant association was also found between consumption of alcohol and other socio-demographic variables such as gender (P < 0.001), level of education (P = 0.008), and marital status (P = 0.022). Also, there was no significant association between alcohol consumption and ethnicity, type of family, and socio-economic status. Of note, family history (P = 0.042) was found to be associated with socio-economic status, too. No association was observed between stress and socio-demographic variables (P > 0.05).


Table 3. Association between socio-demographic and behavioral characteristics of the respondents
Factors Tobacco Alcohol Physical activity Family history Stress
Y
n (%)
N
n (%)
P value Y
n (%)
N
n (%)
P value Y
n (%)
N
n (%)
P value Y
n (%)
N
n (%)
P value Y
n (%)
N
n (%)
P value
Age  < 0.001  < 0.001 1.0 0.556 0.149
 ≤ 40 20 (7.7) 241 (92.3) 49 (18.8) 212 (81.2) 201 (77.0) 60 (23.0) 62 (23.8) 199 (76.2) 224 (85.8) 37 (14.2)
 > 40 21 (24.1) 66 (75.9) 35 (40.2) 52 (59.8) 67 (77.0) 20 (23.0) 18 (20.7) 69 (79.3) 69 (79.3) 18 (20.7)
Gender N/A  < 0.001 0.421 0.633 0.280
Male 41 (21.4) 151 (78.6) 73 (38.0) 119 (62.0) 151 (78.6) 41 (21.4) 46 (24.0) 146 (76.0) 158 (82.3) 34 (17.7)
Female 0 (0) 156 (100) 11 (7.1) 145 (92.9) 117 (75.0) 39 (25.0) 34 (21.8) 122 (78.2) 135 (86.5) 21 (13.5)
Level of education 0.023 0.008 0.068 0.655 0.117
High school 6 (15.0) 34 (85.0) 16 (40.0) 24 (60.0) 25 (62.5) 15 (37.5) 8 (20.0) 32 (80.0) 30 (75.0) 10 (25.0)
College/University 24 (16.6) 121 (83.4) 39 (26.9) 106 (73.1) 114 (78.6) 31 (21.4) 31 (21.4) 114 (78.6) 120 (82.8) 25 (17.2)
Post-graduate 11 (6.7) 152 (93.3) 29 (17.8) 134 (82.2) 129 (79.1) 34 (20.9) 41 (25.2) 122 (74.8) 143 (87.7) 20 (12.3)
Marital Status 0.162 0.022 0.482 0.502 0.289
Unmarried 7 (6.7) 97 (93.3) 15 (14.4) 89 (85.6) 77 (74.0) 27 (26.0) 28 (26.9) 76 (73.1) 83 (79.8) 21 (20.2)
Married 31 (13.9) 192 (86.1) 63 (28.3) 160 (71.7) 173 (85.7) 50 (14.3) 47 (21.1) 176 (78.9) 191 (85.7) 32 (14.3)
Divorced 3 (14.3) 18 (85.7) 6 (28.6) 15 (71.4) 18 (77.6) 3 (22.4) 5 (23.8) 16 (76.2) 19 (90.5) 2 (9.5)
Ethnicity 0.628 0.736 0.933 0.559 N/A
Brahmin/Chhetri 30 (12.9) 202 (87.1) 56 (24.1) 176 (75.9) 180 (77.6) 52 (22.4) 51 (22.0) 181 (78.0) 194 (83.6) 38 (16.4)
Janajati 10 (9.7) 93 (90.3) 26 (25.2) 77 (74.8) 78 (75.7) 25 (24.3) 27 (26.2) 76 (73.8) 86 (83.5) 17 (16.5)
Others 1 (7.7) 12 (92.3) 2 (15.4) 11 (84.6) 10 (76.9) 3 (23.1) 2 (15.4) 11 (84.6) 13 (100.0) 0 (0)
Type of family 0.06 0.334 0.091 0.918 0.623
Nuclear 31 (16.0) 163 (84.0) 43 (22.2) 151 (77.8) 156 (80.4) 38 (19.6) 45 (23.2) 149 (76.8) 165 (85.1) 29 (14.9)
Joint and extended 10 (6.5) 144 (93.5) 41 (26.6) 113 (73.4) 112 (72.7) 42 (27.3) 35 (22.7) 119 (77.3) 128 (83.1) 26 (16.9)
Socio-economic status 0.365 0.747  < 0.001 0.042 0.519
Above poverty line 40 (12.2) 289 (87.8) 80 (24.3) 249 (75.7) 263 (79.9) 66 (20.1) 72 (21.9) 257 (78.1) 278 (84.5) 51 (15.5)
Below poverty line 1 (5.3) 18 (94.7) 4 (21.1) 15 (78.9) 5 (26.3) 14 (73.7) 8 (42.1) 11 (57.9) 15 (78.9) 4 (21.1)

Also, Table 4 indicates the binary logistic analysis of socio-demographic with behavioral factors. All the variables with P value < 0.2 were considered for the binary logistic regression analysis. The table shows that ages more than 40 years (OR = 3.834, 95% CI = 1.962-7.494) was highly associated with smoking whereas people living in the joint and extended family (OR = 0.365, 95% CI = 0.173-0.771) was found to be less likely to involved in smoking. The study shows people above the age of 40 years (OR = 2.912, 95% CI = 1.715-4.944), being male (OR = 8.086, 95% CI = 4.102-15.941), post-graduate degree (OR = 3.080, 95% CI = 1.456-6.516), and being married (OR = 2.33, 95% CI = 1.257-4.342), increase the chance of alcohol consumption. Bank employees with a college degree (OR = 2.206, 95% CI = 1.039-4.686) and post-graduate degrees (OR = 2.276, 95% CI = 1.083-4.787) had a higher chance of involving in physical activity in comparison to those with only high school education Results of additional analyses are available at supplementary file.


Table 4. Binary logistic analysis of associated socio-demographic with behavioral risk factors
Factors Tobacco (Smoking) Alcohol Physical activity Family history Stress
P value OR 95% CI P value OR 95% CI P value OR 95% CI P value OR 95% CI P value OR 95% CI
Age
 ≤ 40 Ref Ref Ref
 > 40  < 0.001 3.834 1.962-7.494  < 0.001 2.912 1.715-4.944 - - - - - - 0.152 0.633 0.339-1.182
Gender
Male Ref
Female - - -  < 0.001 0.124 0.063-0.244 - - - - - - - - -
Level of education
High school Ref Ref Ref Ref
Under graduate 0.814 1.124 0.425-2.971 0.111 0.552 0.266-1.147 0.039 2.206 1.039-4.686 0.270 1.600 0.694-3.689
Post graduate 0.100 0.410 0.142-1,186 0.003 0.325 0.153-0.687 0.030 2.276 1.083-4.787 - - - 0.047 2.383 1.014-5.604
Marital status
Unmarried Ref Ref
Married 0.065 2.237 0.546-9.777 0.007 2.33 1.257-4.342 - - - - - - - - -
Divorced 0.256 2.310 0.951-5.265 0.121 2.37 0.795-7.083
Type of family
Nuclear Ref Ref
Joint and extended 0.008 0.365 0.173-0.771 - - - 0.092 0.650 0.393-1.073 - - - - - -
Socio-economic status
Above poverty line Ref Ref
Below poverty line - - - - - -  < 0.001 0.090 0.031-0.258 0.048 2.579 1.007-6.695 - - -

Figure 1 represents the prevalence of risk factors of T2DM among bankers of Kathmandu Metropolitan City. Almost all the participants were having at least one risk factor for T2DM. Among the total of 348 respondents, 37.4% of them were having four risk factors whereas only 2% had one risk factor.

jrcm-12-27-g001
Figure 1.

Prevalence of risk factors of Type-II Diabetes



Discussion

To the best of our knowledge, this is the first study conducted in Nepal to assess the prevalence of risk factors among bank employees. In this study, all of the respondents had at least one risk factor of T2DM. The most common risk factor present was the improper dietary habits like less fruit, and more processed food intake. According to the 2019 STEP Survey of Nepal, 96.7% of Nepalese individuals did not meet the WHO standard, for fruit and vegetable consumption.16 This might be due to inappropriate food culture among the Nepalese people in addition to the lack of availability and accessibility of fruits and vegetables. As this study was conducted during the semi-lockdown condition, the availability and accessibility might have been affected more.

This study revealed 11.8% prevalence of smoking among bank employees, which is similar to the result of the study conducted in India,18 but the national rate of prevalence (17.1%) is higher than this study.16 Results showed a significant association between smoking and increasing age (more than 40 years). Similar result was also demonstrated by the study conducted among bank employees of Zambia,10 India,12 and other global data.19,20 It might be because of the increasing dependency on smoking among people who have initiated it at an early age. Sometimes people might take smoking as a coping strategy for stress, which generally enhances with increasing age. An association between educational level and marital status with smoking was not found. This study found significant association between family type (joint and extended family) and smoking. Those employees who were residing in joint and extended family were less likely to be involved in smoking, which is a well-established risk factor for T2DM,21 although a study conducted in Nepal could not find an association between family type and risk of T2DM.22 This indicates that who reside in nuclear families are more vulnerable to smoking. This might be due to the limited number of family members who could give enough time to each other, therefore, people might take smoking as a socializing agent among friends.

The current study found that 24.1% of bank employees were consuming alcohol. Increasingly age (more than 40 years) was significantly associated with alcohol consumption. Alcohol is easily available and acceptable for increasing age people in comparison to young age people. Increasing age accompanied with alcohol consumption increases the chance of developing T2DM,12 while another study unlike could not establish the association between alcohol consumption and T2DM.10 Consumption of alcohol was highly associated with females. However, the result showed an inverse relation. Being female decreases the chance of consuming alcohol and increases among males, which increases the chance of developing T2DM. Although the result of this study is supported by other studies,10,23 one study showed the relationship of being female with increased alcohol consumption and risk of T2DM.24,25 Being male and consuming alcohol has been accepted as normal in Nepalese society, which might influence males to consume alcohol. A similar result was also found in the case of educational level. Increasing educational status (undergraduate and post-graduate) reduces the chance of involving in the consumption of alcohol. This might be as educational level increases, people become more aware about the harmful effects of alcohol as it increases access to information. The relation between educational status and alcohol consumption26 is well-established, increasing the risk of T2DM.22 In comparison to unmarried, married employees had a double chance of involving in alcohol consumption. The relation between marital status and the risk of T2DM is also well-explained by many studies,20,27 but unlike, the results of a study conducted in Australia revealed an association between unmarried and alcohol consumption.28 It can be explained that married people are mostly involved in social functions, rituals, and family functions, where they might get involved in alcohol consumption.

This study found that those employees with higher educational status had a higher chance of involving in physical activity. Higher educational levels might have influenced the level of awareness regarding the importance of physical activity. Therefore, a higher level of physical activity, can reduce the risk of T2DM development.10 It has also shown an increasing risk among bank employees with higher education levels.29 An association between lower socio-economic status and physical activity was also found by this study. Those with lower economic status were less likely to be involved in physical activity than those with higher economic status. Physically less active people are at the risk of developing T2DM. A study conducted in India supports this result.12 Family history of diabetes was also found to be significantly associated with lower socio-economic status. In addition, 15% of the employees having had a history of diabetes in both parents. This finding is in line with another study conducted among bank employees.12

Similarly, an association between post-graduate education and stress status was also found. With an increasing educational level, the stress level also increases among the employees of the bank, which is directly linked with T2DM.30,31 This is in contrast to the result from another study showing the relation between lower educational level and high stress.32 Higher educational level is usually associated with higher responsibilities within the workstation and other additional responsibilities in the home and society. Therefore, this might have increased the stress level among the bank employees.

Study Highlights

What is current knowledge?

  • Bankers are the major vulnerable group for developing NCDs due to their working nature.

What is new here?

  • This study reveals that almost all of the bankers are at the risk of T2DM. Modifying the dietary habit followed by increased physical activity could help to reduce the risk of T2DM among the bankers.


Conclusion

The findings of this study reveal that the majority of bank employees of Kathmandu Metropolitan City are living with the risk factors of T2DM. At least one risk factor was observed among all of the employees. The highest prevalence was the improper dietary habit followed by moderate to high levels of perceived stress and lack of sufficient physical activity. Risk factors like age, gender, level of education, marital status, socio-economic status, and family type were associated with the incidence of T2DM. Also, the study showed the urgent need to bring the attention of the concerned authorities to promote a healthy lifestyle, create a stress-free work environment, and awareness about the risk of T2DM among bankers, coming up with public health strategies for its prevention.


Acknowledgments

We would like to express our acknowledgment to all the participants of the study. Special thank goes to all the bank managers who allowed us to conduct this study.


Competing Interests

The authors declare that they have no competing interests.


Ethical Approval

The Institutional Review Committee, Manmohan Memorial Institute of Health Sciences, Kathmandu, Nepal reviewed and approved the study (registration number, MMIHS-IRC 468). Written informed consent was obtained from all the participants before the collection of data.


Supplementary Files

Supplementary file 1. Self-administered questionnaire. (pdf)

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Submitted: 13 Aug 2023
Accepted: 21 Jan 2024
First published online: 05 Oct 2024
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